:: Newsletter Highlights ::

Using Online Markets Successfully and Safely

Everyone has a few things sitting around that they don’t use anymore, don’t need, or just can’t get rid of. Online sale options such as Craigslist and Facebook Marketplace are an excellent solution to this problem. All kinds of things are being sold. If you’re looking at something and thinking to yourself, “there’s no way anyone would pay money for this,” think again. Clothes, furniture, cars, tools, your old cell phone from 2002— almost anything taking up space in your house can be turned into cash.

Once you figure out what you’re selling, there are a few things you can do to improve your odds of success:

Many people thinking about online marketplaces may feel it’s too dangerous. That concern isn’t misplaced, because it does involve exchanging money for goods with a complete stranger. Many sellers and buyers have never had problem, but they usually have ground rules they follow, such as:

It may seem intimidating at first, but there are a lot of people out there paying attention to online marketplaces. You will gain space and money, and don’t forget that you’re also helping someone out by giving them something they need at an affordable price.

Oklahoma Tax-Free Weekend

Oklahoma's tax free weekend is Friday, August 2 through Sunday, August 4.

Any item of clothing or footwear that costs less than $100 is tax free.

Items that don’t qualify:

Stock Your Dorm Room on a Budget

It’s a sight that everyone has grown accustomed to each August—college students checking out the local department stores, preparing for resident student life. Many of them look excited, but if you look closely, some have a glazed look in their eyes—it’s called sticker-shock. This summer, take deliberate, measured steps instead of waiting until the last minute to go shopping for supplies. Here are some suggestions to follow as you go:

At Your Service: Borrow Smart from the Start

Borrowing money for school involves more than just completing the Free Application for Federal Student Aid (FAFSA) and signing your Master Promissory Note (MPN). To minimize debt after graduation, make smart borrowing choices from the start of your college career. OCAP offers the Borrow Smart from the Start guide to help you reach student loan success on your higher education journey. This resource is a step-by-step guide to help you through the entire student loan life cycle.

On Our Mind: Professional Clothing on a Budget

What’s on the mind of OCAP staff? This month, OKMM outreach specialist Sara Lorenzen talks about professional interview clothing on a budget.

When I turned 16 and was planning on interviewing for my first job, my mom took me out to buy my first interview outfit and walked me through how to do my hair and makeup professionally to make the best impression possible. It’s advice that I’ve used for every job interview or business meeting since.

When it comes to interviewing with a potential employer, first impressions are crucial. However, looking great in an interview doesn’t have to break the bank. Over the years I’ve learned a few tricks that have allowed me to make sure I’m always dressed for success—without breaking my budget.

Social Media Wise

Social media is a great tool that helps you interact with friends and could help you land the perfect job or earn a scholarship. But when digitally connecting with others, it’s important to practice discretion. Some people have lost a job or college acceptance because of a careless social media post. Learning how to effectively use your social networking profiles could be the key to making social media work for you, not against you.

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