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:: Parental Leave and Working Mother Deferment ::

This deferment is for the Federal Family Education Loan (FFEL) Program. Contact your loan holder to discuss your options and download a Parental Leave & Working Mother Deferment Request Form PDF

Parental Leave Deferment Eligibility Criteria

Maximum Time Limit: 6 months

To qualify for this deferment, you must have an outstanding balance on a FFELP loan before July 1, 1993. This deferment must be requested and you must provide your lender a statement certifying:

• You're pregnant or caring for your newborn child, or caring for a child immediately following an adoption.
• You won't be attending school during this period.
• You won't be working full-time (at least 30 hours per week for at least three months) during this period.
• You were enrolled at least half-time during the six months before the date on which the deferment should begin.

Working Mother Deferment Eligibility Criteria

Maximum Time Limit: 1 year

To qualify for this deferment, you must have an outstanding balance on a FFELP loan before July 1, 1993. This deferment must be requested and you must provide your lender:

• A statement certifying you're:
  • The mother of a preschool-aged child.
  • Reentering the workforce no more than one year before the beginning date of the period for which the deferment is being sought.
  • Employed full-time (at least 30 hours per week for at least three months) in a position paying no more than $1 per hour more than the minimum wage.
• Documentation of the child's age (such as birth or baptismal certificate).
• Documentation of wages (such as a pay stub).

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