:: Loan Consolidation ::

Consolidation allows you to combine all of your federal student loans into a single, more manageable loan with one monthly payment. Consolidating your loan extends your repayment period up to 30 years depending on the loan amount. You may also be able to secure a lower fixed interest rate for your loan(s).

Loan consolidation isn’t the best option for every borrower. Learn more on the U.S. Department of Education website (external link)  or by calling 800.557.7392 (toll-free).


Who can consolidate?

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What loans can be consolidated?


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Can I consolidate while I’m still in school?

No. Borrowers currently enrolled aren't eligible for loan consolidation.

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Is consolidation right for me?

Consider the following when making consolidation decisions:



How much will my payment be?

You can calculate your new payment using Mapping Your Future's loan consolidation calculator. (external link)

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:: Helpful Info ::


NSLDS Student Loan Information         Oklahoma College Savings         Loan Repayment F.A.Q.